Over the past 8 years, Paul Barnett has become a trusted professional in the mortgage industry specializing in helping first time home buyers achieve their dream of home ownership.  As a mortgage professional, Paul is committed to excellence by treating each and every client with integrity, trust, education and the highest level of customer service.  He is passionate about educating consumers on making the best, sound financial decisions when purchasing real estate.  Paul is a mortgage planner.  He helps his clients successfully manage their equity to increase liquidity, safety, rate of return, and tax deductions.  Unlike a traditional loan officer, his role is to help his clients integrate the loan that they select in their over-all long and short-term financial and investment plan to help minimize taxes, improve cash flow and minimize interest expense.